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Checking Reserve

  • Avoid overdrafts on your checking account

With Checking Reserve, you can avoid costly overdraft fees and the possibility of returned items. Checking Reserve combines our deposit and lending services to create a cash reserve just for you.

If you qualify for Checking Reserve, your cash reserve will kick in automatically to fund your checking account in $100 increments to cover any overdrafts, up to the limit of your credit line. Best of all, it costs you nothing unless you use it. You pay interest only for the amount of money you use and the length of time you use it.

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  • Fill out an application.
    Please note: The application must be printed out, signed and mailed or brought to us. It cannot be submitted online.

 

EQUAL CREDIT OPPORTUNITY ACT NOTICE
The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning this creditor is the Federal Reserve Consumer Help Center, P.O. Box 1200, Minneapolis, MN 55480.